Joe Gardner
This gentleman is among the bustling insurance agents of the country. He is a native of Madison county, having been born here in 1883. Was educated in the public schools, and in 1902, established himself in the insurance business. His agency is already a prominent one, representing all of the solid and reliable companies in fire, life and accident.
Mr. Gardner has made himself very popular with his clients by his prompt methods of executing risks and paying losses. He has the confidence of all who know him. August, 1907, Mr. Cartzdafner made him the manager of his local business here and the looking after the bakery, together with the insurance work, makes Mr. Gardner a busy man. See him for all forms of insurance and you will get into the best companies in the world.
From Madison Democrat 50th Anniversary - Published by the Madison Democrat, 1908